• Since its inception, Jaibabakinaram Micro Credit Foundation has strived to follow the best practices used by poverty focused MFIs. Jaibabakinaram Micro Credit Foundation managers have closely observed the methodology, products, operational structure and staff development of successful MFIs before identifying and picking up the best practices in the field of poverty lending.1
  • Jaibabakinaram Micro Credit Foundation has adopted a group lending approach and is working in the rural, semi-urban and urban areas of Central Eastern Uttar Pradesh.2
  • Jaibabakinaram Micro Credit Foundation focuses on the poorer sections of its target market and uses tested tools of poverty assessment like the CASHPOR Housing Index to target clients3
  • Jaibabakinaram Micro Credit Foundation uses purely incentive based agents called Business Development Associates to expand its client base at a relatively low fixed labor cost in a short time frame.4
  • Jaibabakinaram Micro Credit Foundation started its Jaibabakinaram Micro Credit Foundation operations by offering one simple income generating loan product, the general loan. The company plans to add other products in the coming years5
  • Jaibabakinaram Micro Credit Foundation also facilitates optimum insurance coverage for its clients. Appropriate use of technology, well-researched product design and pricing along with a strong focus on financial sustainability are the hallmarks of Jaibabakinaram Micro Credit Foundation 6

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